It is a requirement in Fl. that insurance in the form of workman’s compensation be carried by cabinet companies for employees. If the kitchen cupboard workers/makers or installers are registered exempt, then they will have to either be a sub-contractor, having their own corporation (or, LLC), or be an officer on the board of directors of the company that they work for. Other requirements are necessary, keep reading.
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Can Cabinet Makers be Exempt From Workers Compensation Insurance?

For a Florida cabinet maker/installer to be exempt from having to carry the workers compensation insurance coverage, proof of being an officer of the corporation must be provided and a local business license submitted. Only three officers of the corporation can be registered exempt from workmen’s compensation coverage. The applicant must own at least 10 percent of the stock of the corporation as evidenced by a stock certificate or in the case of an LLC a notarized statement attesting to the minimum 10 percent ownership. There is a fifty dollar application fee that is due when the application is submitted complete. To read it for yourself go to Key Coverage. The fee will be due on semi annual basis. You can download the application to be exempt here. Application for Exemption

The only other out that I know of for providing workman’s compensation coverage for employees, without the business carrying the insurance policy, is by paying them through a labor agency. read about Workers Comp Ins. For Cabinet Shop

Do you need to get the mold removed that has started to grow behind your cabinets in the kitchen or bathroom? You may have good reason to file an Insurance claim.

Did you have a leak possibly from a vent around the range that seeped in behind the cabinetry and caused damage to the drywall? This video will show you how to remove cabinets. Does it really smell musty in the kitchen area? Perhaps there’s just evidence of a leak somewhere on your kitchen ceiling over the cupboards.

read Removing Mold Insurance Claim